Commercial Financing
Retail Financing
Ford Credit provides flexible solutions so we can meet your changing business requirements. We’ll work with you to help develop financially smart solutions.
Features
- Traditional financing
- Flexible Terms
- No hidden fees
- Combined Billing Available
Eligilble Vehicles
- New/Used
- Cars through heavy duty trucks
- Upfit vehicles
- Download capabilities
Ineligilble Vehicles
- Emergency, fire and ambulance
- Rental Units
Terms
- 24 - 72 months
Red Carpet Lease
For predictable usage vehicles, choose this closed-end lease with no residual risk. When you complete your lease as agreed, simply bring the vehicle to your Ford Dealer. You are only responsible for any excess kilometrage and wear and tear charges.
Features
- Lease payments are usually lower than similar term finance payments
- Allows for your cash to be invested in your business
- Short-term leasing allows newer vehicles more often
Red Carpet Lease protects you by waiving the gap between your insurance payoff and your outstanding lease balance if your vehicle is stolen or damaged beyond repair. With GAP protection, you’re responsible for only the insurance deductible and any outstanding charges (e.g., past-due payments) at the time of the incident. Certain restrictions may apply.
Eligilble Vehicles
- New
Ineligilble Vehicles
- Upfit vehicles
- High kilometrage and heavy-use vehicles
- Vehicles used for livery (for-hire) operations
- Emergency, fire and ambulance
- Rental units
Lease-End Options
At the end of your Red Carpet Lease, you have your choice of three different options after satisfying your lease-end obligations:
- Buy or lease a new Ford
- Purchase at a predetermined price
- Return your leased vehicle
CommerciaLease
Work smart with a customizable plan for your business. CommerciaLease is an open-ended lease program that allows flexibility to set the residual based upon business requirements.
Eligilble Vehicles
- New/Used
- Cars through heavy duty trucks
- Upfit vehicles
- High kilometrage and heavy use vehicles
Ineligilble Vehicles
- Vehicles used for livery (for hire) operations
- Emergency, fire and ambulance
- Rental Units
Features
- Flexible Terms
- No acquisition or up-front administration
- No kilometrage restrictions or penalties
- No charges for excess wear and tear
- Upfits can be residualized
- Combined Billing
Lease-End Options
You have several options at the end of your CommerciaLease
- Contact your dealer to purchase or lease a new Ford vehicle and facilitate the trade in of your current CommerciaLease
- Contact our Business Centre at 877-636-7346 (toll free) for any other inquires.
Note: You are responsible for any deficiency between the balance owed and the selling price (including any costs incurred to sell the vehicle as agreed upon in your Master Lease Agreement).
Line of Credit
Why use your existing bank lines to acquire vehicles? Consider our Commercial Line of Credit (CLOC).
Open a CLOC and you’ll get the advantage of:
- Flexible terms
- No setup or non-utilization charges
- Available for retail financing, Red Carpet Lease and CommerciaLease
- Credit that frees up capital
- Availability of a combined billing statement
With our CLOC program, you can apply for a credit line starting at $250,000 and, once approved, you can add vehicles to your fleet whenever you need to, for up to 12 months. Now you can be covered all year for all of your financing or leasing needs. No need to reapply every time you need a vehicle.